Category: Financial
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5 Factors Affecting Your Life Insurance Premiums
Life insurance is a major investment but it is one that could protect your family and loved ones. When shopping around for policies most people are looking for the most coverage for the lowest price. Comparing life insurance is a great way to get an idea of the rates you will be charged as well […]
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5 Essential Pieces of Life Insurance You Should Know
Life insurance is one of the foundational pillars of a sound financial plan. It is vital for most people, but there is often debate over the subject. The complexity surrounding these policies are partly to blame, but it doesn’t have to be confusing. Luckily, nowadays you can find resources online that explain everything simply. Down […]
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Tips To Buying Life, Dental and Health Insurance
One thing that cannot be disputed is the benefits associated with having insurance coverage. Even if you are in good health, this does not mean that you should forgo buying policies since anything can happen. If you plan to head out and obtain health, life or dental insurance, here are a few mistakes you should […]
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IVA’s for the self-employed
Whilst many people see the prospect of being self-employed quite a liberating experience, it can also have substantial downfalls – not least of all, the continued pressure of having to generate a set income each month come what may. And let’s not forget there’s no paid annual leave, company pension scheme or other perks such […]
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Types of Financing to Cover Medical Expenses
When a medical emergency comes along, you may be inundated with unexpected bills. Even when your medical cost were expected, they can still be very overwhelming. Unfortunately, most medical expenses cannot be avoided- you must take care of your health after all! However, there are several ways to help finance your medical costs so that […]
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What Is a Viatical Settlement?
Are you curious about viatical settlements? A viatical settlement is a financial tool designed to help people benefit from their life insurance policies during times of need. Here’s what you need to know about how they work: What is it? In a viatical settlement, a person sells their life insurance policy to a third party […]
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How Much Does Medicare Cover? 5 Surprising Things That Are Excluded
AARP estimates that 15% of U.S. citizens rely on Medicare, but it only covers about half of their total health costs. In fact, Medicare patients spent an average of $3,138 on out-of-pocket healthcare costs in 2007. That begs the question: how much does Medicare cover? What isn’t covered? Keep reading to find out five surprising […]
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Does your family health insurance plan cover pregnancy?
When thinking of the right health insurance plan to pick for your family, you might be confused with the wide range of options made available to you. While a regular health insurance plan prepares you for risks related to all aspects of life, some do not offer you the basic necessity covers. One of the […]
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What Will Medicare Cost You?
Preparing for retirement is one of those things that are all too easy to put off. However, it’s never too soon to get started when you consider the potential costs of Medicare and healthcare in your retirement years. Many individuals go through life expecting that Medicare will not cost them a penny. This is because […]
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It’s Not Too Late: Where to Find Senior Health Insurance You Won’t Age out of
Healthcare and health insurance are always hot topics. We talk about the cost of healthcare and the rate of coverage for different populations. For example, in 2017, 91.2% of people in the U.S. had coverage for all or part of the year. That number seems promising, but ease and affordability of coverage vary. The elderly are […]