Category: Financial

  • Overspending on Booze? Here’s How to Drive Down the Bills

    Ever thought about how much you’d save if you stopped drinking alcohol? Let’s look at some figures. Statistics indicate that the United Stated nightclub industry makes over $23.4 billion annually. Mind you that doesn’t include the alcohol bought from liquor stores. While there’s nothing wrong in taking booze, it is important to watch how you […]

  • Retirement Strategy: How To Prioritise

    Once you’ve reached retirement a world of possibilities not previously available to you opens up and there’s so much you can now potentially do it can be a little daunting to try and decide what to do first. So it’s vitally important to have a good think about how to prioritise your time and what […]

  • When Should You Sell a Life Insurance Policy?

    As you build your career and your family, you’ll have a lot of decisions to make. Among the most important of those will be the decision to pay into a life insurance policy. A life insurance policy is a powerful way to protect your loved ones. It allows you to provide for the people you […]

  • 5 Factors Affecting Your Life Insurance Premiums

    Life insurance is a major investment but it is one that could protect your family and loved ones. When shopping around for policies most people are looking for the most coverage for the lowest price. Comparing life insurance is a great way to get an idea of the rates you will be charged as well […]

  • 5 Essential Pieces of Life Insurance You Should Know

    Life insurance is one of the foundational pillars of a sound financial plan. It is vital for most people, but there is often debate over the subject. The complexity surrounding these policies are partly to blame, but it doesn’t have to be confusing. Luckily, nowadays you can find resources online that explain everything simply. Down […]

  • Tips To Buying Life, Dental and Health Insurance

    One thing that cannot be disputed is the benefits associated with having insurance coverage. Even if you are in good health, this does not mean that you should forgo buying policies since anything can happen. If you plan to head out and obtain health, life or dental insurance, here are a few mistakes you should […]

  • IVA’s for the self-employed

    Whilst many people see the prospect of being self-employed quite a liberating experience, it can also have substantial downfalls – not least of all, the continued pressure of having to generate a set income each month come what may.  And let’s not forget there’s no paid annual leave, company pension scheme or other perks such […]

  • Types of Financing to Cover Medical Expenses

    When a medical emergency comes along, you may be inundated with unexpected bills. Even when your medical cost were expected, they can still be very overwhelming. Unfortunately, most medical expenses cannot be avoided- you must take care of your health after all! However, there are several ways to help finance your medical costs so that […]

  • What Is a Viatical Settlement?

    Are you curious about viatical settlements? A viatical settlement is a financial tool designed to help people benefit from their life insurance policies during times of need. Here’s what you need to know about how they work: What is it? In a viatical settlement, a person sells their life insurance policy to a third party […]

  • How Much Does Medicare Cover? 5 Surprising Things That Are Excluded

    AARP estimates that 15% of U.S. citizens rely on Medicare, but it only covers about half of their total health costs.  In fact, Medicare patients spent an average of $3,138 on out-of-pocket healthcare costs in 2007. That begs the question: how much does Medicare cover? What isn’t covered? Keep reading to find out five surprising […]